Car Insurance Basics - Why Is My Premium So High?

Understanding why your car insurance premium seems very high may give you the insight needed to understand the nature of the risks involved, and what you may be able to do to reduce them, and in effect reduce costs, in this case premiums as well. Insurance is simply about risk, and someone deciding what the probability of a risk is, and then charging a percentage based rate as a result, which translates into a monetary figure that you pay as a premium. In reality, in motor insurance, it is not this scientific, and rates are affected not simply by the...

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