Zero Dollar Medical Insurance Co-Payment for Doctor Visits and Prescriptions

Many people think that they need low co-payments for doctor visits to have good health insurance. What they don't realize is that having a low co-payment seems like a good idea, but it could end up costing much more over time. If your medical expenses are tied to a deductible and co-insurance then there may be a way to get doctor visits and prescription drugs for nothing.

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